Mukilteo Beacon - Your Hometown News Source

By Beth Bond 

Long-term care insurance; Do you need it? Can you get it?


Last updated 10/16/2019 at 2:35pm

Long-term care insurance is increasingly difficult to get – and afford. But it may mean the difference between affordable medical treatment and financial disaster if a catastrophic health event occurs.

Long-term care insurance. What is it really? Do I need it? Can I still get it?

It is a fact of modern times that we need insurance to protect our home, car and possessions from fire, flood and theft. We keep paying the premiums in the hope we won't need to call and collect on these policies.

All through the working years most companies provided options for medical and life insurance. And, when there was a change in our life, like marriage or birth of a child, more coverage was added. Keeping up on these premiums through the years meant a certain peace of mind for families.

But in the trial...

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