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How to plan ahead


My brother died on July 4.

This will be the last column on this topic for a while. I have been writing about his journey and how it relates to financial issues for a few months, and I want to tie a few topics together as an epilogue.

My brother was 62, and he worked for New York Life. He left behind a wife and two adult children. The purpose of this article is to go through the immediate, practical issues that somebody like his heirs will face.

Every person has an estate. After they die, their estate needs to be settled. In other words, taxes will need to be paid by the deceased for the...

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